Financial Planning

The future will happen whether you plan for it or not. The time to begin was yesterday. That’s not to make you feel bad but most retirees report that their greatest regret was not having saved more and sooner. It is my wish to help you have fewer financial regrets.

Tell me what keeps you up at night and we’ll talk about. Whether it’s how to pay the bills this month or saving for long term goals like children’s college or retirement, what you need is a plan. A plan is a simple road map. If you went on a cross country drive without a map, how would you know when to turn? Whatever you are worried about may be resolved with a plan, implementation of the plan, and revision of the plan as needed.

I realize that your needs and priorities may change over the years, and we will modify those goals and plans. The point is that your plan will show you the way to achieve your goals. Now, of course, you will need to follow the plan, but having a plan the first step. The plan illustrates long-term outcomes likely to result from short-term actions. Being totally dedicated to financial education, we can develop a plan that is easy to understand and presented in simple language. I realize that you cannot live it unless you understand it.

Financial planning sometimes seems overwhelming or unnecessary for persons of modest means. Why? No matter where you are in life, or how much or how little you have, you need to figure out what to do with it. I can de-mystify the planning part if you can feel the necessity to take financial responsibility for your future. The future will come whether you have prepared for it or not.

Share your financial needs and goals with us, we’ll develop and implement a plan together, then modify it according to changes that occur in your life. It’s an ongoing process.